How To Choose Health Insurance for Startups And SMEs

Considering purchasing health insurance for your small business? As your business starts to grow and you begin hiring in more talent, you will be confronted with a wide range of possible benefits to offer your staff. Health insurance as a staff benefit is becoming more and more popular in the UK, and private health insurance is a great thing to offer as part of our startup employee benefits package.

Group Healthcare: Fully Funded Vs. Level Funded

Many employers out there are looking to add a benefits package, including health insurance. Studies show that offering health benefits can not only help businesses recruit new employees, but also retain the valuable team members they already have. As you weigh all of your options when it comes to group health, there is one question that you might

Key Issues in Children’s Health Coverage

Following decades of progress, bolstered by the ACA, the children’s uninsured rate has reached an all-time low. This brief reviews children’s coverage today and examines what is at stake for children’s coverage in upcoming debates around CHIP funding, repeal and replacement of the ACA, and restructuring of Medicaid financing to a block grant or per capita cap.

Does Medicare Cover Palliative Care?

​Hospice care and palliative care are two types of services that many Medicare beneficiaries may need in their lifetime. When you have a serious illness, palliative care plays an important role in maintaining your quality of life.

What Are Medicare Lifetime Reserve Days?

When you’re sick or injured and your doctor admits you to a hospital or long-term care facility, it’s important to understand what your costs and coverage will look like. If you have original Medicare, Part A will cover your hospital stay, including your room, meals, nursing care, medications, and other needed supplies. For each inpatient hospital stay, you’re eligible for up to 90 days of coverage.

Medicare Savings Account: Is It Right for You?

Medicare covers many of your healthcare costs after you turn 65, but it doesn’t cover everything. You may be eligible for a high-deductible Medicare plan called a Medicare savings account (MSA). These health plans use a flexible savings account that’s funded each year by the government.

Does Medicare Cover Doctor’s Visits?

Medicare Part B covers a wide range of doctor’s visits, including medically necessary appointments and preventive care. However, what isn’t covered may surprise you, and those surprises can come with a hefty bill.

Buying Tips to Save Money on Life Insurance

It’s your first time buying life insurance and you’ve done your homework — researching the different types of life insurance policies and shopping around to compare prices from different companies. (Your parents should be proud.) But don’t sign on the dotted line just yet.

Life Insurance for Parents

You’re on your way home from the hospital with your newborn baby. He or she is sitting in the car seat, taking in the world for the first time. Meanwhile, you’re taking every precaution, making sure that the car seat is secure and your little one is buckled in snuggly before you pull out of the parking lot.

What is Group Life Insurance?

For many people, the benefits provided by their employer can be nearly as important as their wages. Aside from vacation and sick time, many full-time employees are also able to take advantage of a 401(k) match or pension, health, dental and vision care, and maybe even a few employee discount opportunities. Another common benefit employees may partake in is employer-paid life insurance, or group life insurance.